Buy Now With Most Credit Cards Accepted
Make your purchase with ease at WatchSurplus using our wide selection of secure payment options:
- At checkout, you can pay using traditional credit cards including Visa, Mastercard, American Express, and Discover. For those who prefer digital wallets, we’ve integrated Apple Pay, Google Pay, and Amazon Pay for quick, secure transactions.
- Looking for flexibility? Choose PayPal for direct payments, or select PayPal Credit to spread your costs over time. We also partner with Affirm to provide customizable financing plans that fit your budget.
- International customers can take advantage of popular payment platforms like Alipay, WeChat Pay, UnionPay, and BitPay for cryptocurrency transactions.
Our goal is to make your luxury watch purchase as seamless as possible with payment options that work best for you. All transactions are processed through secure, encrypted channels to protect your financial information.
Or Pay Over Time WIth
HOW IT WORKS
- Fill your cart Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
- Choose how you pay Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments up to 36 months. You’ll never pay more than you agree to up front. See footer for details.
- Pay over time Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
What products are eligible for Affirm?
Most products sold on WatchSurplus are all eligible for Affirm financing. If you are unsure if the product you are viewing is eligible for our Affirm financing, note that all eligible products will have the Affirm logo under the product’s title on its product page.
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
- Transparent – Affirm tells you up front the total amount you’ll pay. That number will never go up.
- Flexible – You choose the payment plan that works for you. Our smart checkout gives you options.
- Fair – Affirm won’t charge you late fees or penalties of any kind, ever.
Your rate will be 0% APR or 10–36% APR. For example, an $800 purchase might cost $73/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. If you return or cancel an order over $5,000 that has been submitted through Affirm, it will incur a $500 restocking fee. For watches of higher value, we recommend you call (216) 208-6736 and speak with a watch advisor to consult with your during the buying process.
Can I return an item I bought with Affirm?
Yes! You can get a refund when buying with Affirm by initiating the return process with WatchSurplus, in accordance with the store’s return policy.
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.